Hello Friends, The loan repayment period is up to 5 years for salaried or self-employed, while it is up to 7 years for working women. Today we will talk about Union Bank Personal Loan. If you need a loan, you can most apply for a loan by getting all the information related to Union Bank personal loans in this article.
Union Bank Personal Loan Online Apply Highlight
- Name of the post Union Bank Personal Loan
- Language Gujarati & English
- category loan
- Mod Online
Loans receivable Up to 15 lakh rupees
What are the interest rates on Union Bank Personal Loan? (Union Bank Rate)
Union Bank offers its customers Rs. Offers personal loans up to 15 lakhs. Its interest rates start at 11.35 percent, while women professionals get an interest rate of 11.40 percent from Rs. Can get loan up to 50 lakhs. Union Bank of India Personal Loan interest rates also depend on the eligibility of the customer. Its annual interest rate can reach up to 15.45%. Additionally, a handling fee of up to 1% is charged.
Union Bank of India Personal Loan interest rates are as follows –
- No Salary Account – 13.35%
- You have a salary account but CIBIL score is less than 700 – 13.45%
- 700 – Maintain a salary account with a CIBIL score above 14.35%
- If CIBIL score is more than 700 – 15.35% for non-employed
- If CIBIL score is less than 700 – 15.45% for non-employed
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Union Bank Personal Loan Eligibility . Apply Union Bank Personal Loan Online
If you want to apply for a personal loan from Union Bank, you must follow certain conditions of the bank. Union Bank of India Personal Loan terms and conditions are as follows –
United Bank personal loans can be availed by bureaucrats, non-employed and working women.
Minimum age for employed persons may be 18 years maximum retirement age and maximum age 65 years for self-employed persons.
A person’s monthly income is at least Rs. 15,000 to Rs. 25,000 should be.
The person must have 1 to 2 years of work experience and must have all the documents.
Documents required for Union Bank of India Personal Loan
If you want to apply for a personal loan from Union Bank, you must have the following documents to apply –
KYC documents viz
- aadhar card
- PAN card
- Voter ID
- Passport
- Address proof 12 months bank statement, last 3 months pay slip and last 2 years ITR return
- Table 16.
How to Apply Online for Union Bank Personal Loan? (Apply online)
To avail United Bank personal loan, you can visit your nearest branch and apply for the loan, also you can apply for the loan online through its official website, here are the steps:
- First, open the official UnionPay Personal Loans website .
- Now click on “ Apply ” option below the loan you want to apply for .
- After that, enter your personal and professional information.
- Fill all the information carefully and submit .
- After that you will get a call from the bank and inform you about the further process.
- After completing all the procedures, if everything goes well, your loan will be approved by the bank.
- Once the loan is approved, the loan amount will be transferred to your bank account after payment of processing fees etc.
Union Bank Personal Loan Customer Care Number/Helpline Number
Above we have introduced you the complete process of Union Bank Personal Loans . Apart from this, we have also provided information about Union Bank personal loan interest rates, loan eligibility and required documents. Now, if you have any questions or queries while applying for a personal loan, you can contact its customer service number 1800-222-244 / 1800-208-2244.
