Flipkart Personal Loan 2024: Flipkart is one of the largest e-commerce companies in the country. So Friends Now Flipkart was started in 2007 by Sachin Bansal and Binny Bansal as an online store and currently Flipkart is offering its customers Rs. 50 thousand to Rs. Provides facility of personal loan up to 5 lakhs.
Flipkart personal loans were launched by Flipkart in partnership with Axis Bank. Only customers of Flipkart can avail of this loan. This instant loan comes with a flexible repayment tenure and a high loan amount. The loan process right from application to disbursal is completely digital. The Flipkart Axis Bank Personal Loan will increase the purchasing power of customers and improve their accessibility and affordability.
Key Highlights of The Flipkart Personal Loan
| Loan Amount | Rs. 50,000 to Rs. 5 lakhs |
| Interest Rate | 10.49% p.a. To 36% p.a. |
| Repayment Tenure | 6 months to 36 months |
| Age | 21 to 55 years |
| Processing Fees | Upto 3% + GST |
| Income | Not Required |
Benefits of Flipkart Personal Loan
- End-to-End Digital Process: The process is completely digital right from applying for the loan to disbursing the loan.
- Flexible Loan Amounts: The maximum loan amount is Rs. 5 lakhs. Only Flipkart users can take this loan.
- Flexible Repayment Tenures: The repayment tenure of the loan is flexible. You can select the loan repayment tenure based on your requirements.The maximum tenure is 36 months.
- No Income Proof Required: Flipkart is offering these personal loans without income proof.
- Quick Loan Approval: This instant loan comes with an approval of 30 seconds.
Flipkart Personal Loan – Eligibility Criteria
- Residential Status: The individual must be an Indian resident.
- Credit Score: The applicant must have a very good credit score of 720 and above
- Age: 21 to 55 years
- The applicant must be an old customer of Flipkart
- The mobile number should be linked with the Aadhaar card.
Flipkart Personal Loan – Documents
Flipkart personal loans require minimal KYC documents to be submitted. They are
- PAN card
- Aadhaar card
- Bank account
- Selfie picture
How To Apply For Flipkart Personal Loans?
Step 1: Install the Flipkart app from Google PlayStore. If you are an old customer of Flipkart, you will already have the Flipkart application on your Smartphone.
Step 2: Once you open the Flipkart application, go to the “Account” section.
Step 3: Navigate to the ‘Personal Loan’ section
Step 4: Enter your date of birth, gender, and PAN card.
Step 5: Pick your occupation such as salaried or self-employed.
Step 6: Now, you can see the loan offer. But if you have a low credit score, you will not be eligible for a Flipkart loan.
Flipkart Personal Loan Customer Care
For any queries regarding the Flipkart Personal loan, you can either call or email Axis Bank customer care. The customer care numbers and the email ID are given below:
Customer Care Number: 1860-419-5555/1860-500-5555
Email ID: grievance.officer@flipkart.com / nodal.officer@axisbank.com
| Official website | View Here |
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