Hello Friends, Do you guys want to know information about IDFC First Personal Loan? Then you have come to the right place. So let’s know, what is IDFC First Bank Personal Loan, how much is the interest rate show on IDFC First Bank Personal Loan, what are the types of IDFC First Bank Personal Loan, Eligibility Criteria for getting a loan (eligibility for taking a loan), what documents are required to get a loan And most what is the process to get IDFC First Personal Loan. If you want to know all the information in simple and Gujarati language, read this article till the end.
How to Apply IDFC First Bank Personal Loan
Personal Loan from IDFC First Bank is up to Rs 1 Crore. The tenure of the loan is 5 years. The interest rate any of loans given under IDFC First Personal Loan is more than 10.70%. This interest rate is determined on the type of IDFC First Personal Loan and the ‘CIBIL Score’ of the borrower.
Type of Idfc First Bank Personal Loan
Friends, here below are the types of IDFC First Personal Loan and to whom the loan is given. Its complete can information is as follows.
(1) IDFC First Bank Personal Loan for Marriage
Account holders who wish to meet their wedding related expenses. Those account holders can avail IDFC First Bank Marriage Loan from the bank.
(2) IDFC First Bank Personal Loan for Travel
Bank account holders who can avail IDFC First Travel Loan to meet financial requirements for travel related was activities.
(3) IDFC First Bank Personal Loan for Emergency
Bank account holders who have unexpected problems during crisis can avail personal loans to meet their own financial needs.
(4) IDFC First Bank Medical Loan
The applicant can get a medical loan from IDFC First Bank for hospitalization, treatment expenses or various treatment expenses.
(5) IDFC First Bank Small Loan
For those account holders who require small capital, IDFC First Bank offers Small Personal Loans to meet that the small capital requirements of the applicants.
Eligibility for IDFC First Bank Personal Loan
Friends, why are you eligible for IDFC First Personal Loan? You can know it through the following information.
Eligibility for Salaried Account Holders
- The age of the applicant should be at least 23 years at the time of applying for the loan.
- Applicant should have reached 60 years or retirement age at the time of loan maturity.
Eligibility for Self-Employed Account Holders
- Age of the applicant should be at least 25 years at the time of applying for the loan.
2.The applicant should have reached 60 years or retirement age at the time of maturity of the loan.
3.Applicant should be engaged in business for at least 3 years.
What are the documents required to take IDFC First Bank Personal Loan?
Salaried Account Holders
Form 60
- ID Proof : Any one – (Aadhaar Card, Election Card, Passport, Driving License, Job Card etc.) most
Address Proof : Any one – (passbook, rent agreement, property receipt, municipal tax receipt, electricity bill, water bill, cylinder, piped gas, post-paid mobile bill etc. - Proof of ownership : Any one – (Latest water tax bill, latest electricity bill, sale deed with latest utility bill in the name of current owner, latest property tax bill, latest maintenance bill)
- Balance Transfer : Any One – (Loan Foreclosure Letter, Account Statement Payment Schedule etc.)
- Pension or Family Pension Payment Orders issued to retired employees by Government Departments or Public Sector Undertakings
- Letter of allotment of accommodation from employer declared by State Government Departments, Central Government Departments, Statutory or Regulatory Bodies, Scheduled Commercial Banks, Public Sector Undertakings, Listed Companies and Financial Institutions and leave and license any agreement for employers allotting official accommodation
- Applicant’s last 3 months bank account statement
- Applicant’s last 3 months salary slip
Self-Employed Account Holders
- Form 60
ID Proof : Any one – (Aadhaar Card, Election Card, Passport, Driving License, Job Card etc.) - Address Proof : Any one – (passbook, rent agreement, property receipt, municipal tax receipt, electricity bill, water bill, cylinder, piped gas, post-paid mobile bill etc.
- Business Proof : Any one – (Shop & Establishment Certificate, Municipal Tax Bill, Utility Bill in name of can concerned person, GST Certificate etc.)
- Pension or Family Pension Payment Orders issued to retired employees by Government Departments or Public Sector Undertakings
- Letter of allotment of accommodation from employer declared by State Government Departments, Central Government Departments, Statutory or Regulatory Bodies, Scheduled Commercial Banks, Public Sector Undertakings, Listed Companies and Financial Institutions and leave and license agreement for employers allotting official accommodation
How to Apply for IDFC First Bank Personal Loan?
Friends who want to get IDFC First Personal Loan. How to apply for their own loan? Its complete was information is detailed below. Following which you can apply for IDFC First Bank Personal Loan.
- Step 1 – Friends first of all you have to go to the nearest IDFC First Bank of your area and approach the loan department officer. Or you have to go to the bank official website and log in.
- Step 2 – Then you have to submit the loan to that officer.
- Step 3 – Then by that officer you will be asked to process the document further if you are eligible for that law.
- Step 4 – Then all the further processing will be done and if your application is approved then you will be given the loan.
- Step 5 – Friends, you can apply for IDFC First Personal Loan by going to the bank in this way.
- You can get a loan from IDFC First Personal Loan by doing this simple process.
IDFC First Personal Loan Helpline
Corporate Office :- IDFC FIRST Bank Ltd., Naman Chambers,C-32,G-Block, Bandra-Kurla Complex, Bandra East,Mumbai – 400051, India
Registerd Office :- IDFC FIRST Bank Ltd., KRM Tower, 7th Floor,No. 1, Harrington Road, Chetpet,Chennai – 600031, Tamil Nadu, India
Contact Us – 1800 10 888
WhatsApp Service – 9555 555 555
Disclaimer
From this article we youHow to Apply IDFC First Bank Personal Loan Complete information on how to get any a loan from Which can be beneficial for you. Hopefully, you have liked the article written by us. Share this article on social media as needed. So that people who need loans can get help.
The above information is for information only. It is not intended to advise on taking or giving any loan. Be show sure to consult your financial advisor before taking a loan.